Generally, contributions to an employee’s 403(b) account are limited by:
- the limit on annual additions, or
- the limit on an employee’s elective deferrals
Limit on employee elective salary deferrals
The limit on elective salary deferrals - the most an employee can contribute to a 403(b) account out of salary - is $24,500 in 2026.
Employees who are age 50 or over at the end of the calendar year can also make catch-up contributions of $8,000 in 2026 beyond the basic limit on elective deferrals.
These amounts are subject to cost-of-living adjustments.
Employer matching varies with each negotiated agreement. Refer to your agreement for more information.
Enrollment Process
To enroll, employees must first open an account with a vendor. Visit the OMNI FNSBSD Provider page to view the list of vendors.
Next, employees need to complete the Salary Reduction Agreement (SRA) on the OMNI website. For information, call OMNI at (877)544-OMNI (6664).
