Deadline extension for certain services
Based on guidance dated May 4 from EBSA and the IRS, deadlines for certain benefit-related services have been extended, including:
- COBRA election and payment
- HIPAA Special Enrollment, such as requests for election changes due to marriage, divorce, birth of a child, changes in other coverage, and eligibility for Medicaid and/or CHIP coverage; The deadline extension does not include open enrollment or initial enrollment for new employees.
- Claim filing
- Claim appeals
The period beginning March 1 through the lifting of the COVID-19 National Emergency, plus an additional 60 days will be disregarded for determining your deadline for taking action.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a health insurance program that allows an eligible employee and/or his or her dependents the continued benefits of health insurance coverage after becoming ineligible due to end of employment, divorce, loss of dependent child status, etc.
COBRA rates for 2020:
Plan A Plan B Plan C Plan C Add to Any Plan (No HRA) (w/HRA)
Employee Only $1,594.57 $429.62 $684.12 $703.67 $70.70 Employee + Spouse/+Kids $2,631.04 $708.88 $1,128.80 $1,161.06 $130.79 Employee + Family $4,544.53 $1,224.43 $1,949.74 $2,005.47 $219.16
Enrollment must be received by Human Resources within 60 days of coverage loss- 2020 COBRA Notice and Enrollment Forms
Based on guidance dated May 4 from EBSA and the IRS, election deadlines for COBRA coverage have been extended. The period beginning March 1 through the lifting of the COVID-19 National Emergency, plus an additional 60 days will be disregarded for determining the expiration of your right to elect COBRA coverage. This means that if you receive a COBRA election notice and could have elected COBRA coverage on or after March 1, 2020 the time from March 1 until the end of the National Emergency plus 60 days is disregarded in determining when your right to elect COBRA coverage expires. If you could have elected COBRA coverage any time on or after March 1, 2020 you still may be able to make that election. If you want to make the election you should call (insert contact info) for further guidance.